home loans melbourne
Mortgage Broker Melbourne
Whether you’re buying a home for the first time, refinancing, investing or after a commercial loan we can ensure you’re armed with the all the information you need to help you on your way. We will do the leg-work for you including shopping around for the loan that suits your circumstances and processing all the paperwork. Having Real Financial negotiate finance on your behalf is the smart way to go as will manage the process from start to finish saving you time, stress and money
Types Of Home Loans
First Home Buyer Loan
if you’re buying your first home and going for your first home loan entering the mortgage market for the first time can at times be overwhelming and confusing, because you are presented with a flurry of guidelines on what you can and cannot do. The best mortgage advice for first home buyers wanting home loan help in quickly sorting out what’s their best plan forward is to be on the lookout for an experienced expert home loan broker. We can also assist buyers with obtaining the First Home Owners Grant and Stamp Duty Exemptions.
Construction Loan
A construction home loan is structured to allow apportioned progress payments to be made at progressive stages of construction completion.Typically the first payment from a construction loan is for the land. Following that there will typically be 5-6 progress payments made at pre-designated stages of construction until the dwelling is completed. The purpose of the progressive payments is to ensure that each stage is completed to the purchasers and the lenders satisfaction.
Low Doc Loans
Low doc home loans cater for self-employed borrowers who don’t fit the full doc format. Minimal documents are required for low doc self-employed home loans, mainly in the form of Business Activity Statements and in some instances an Accountants letter.
Investment Home Loan
A tax-effective loan for investors.