Investment Loans Melbourne
Whether you’re purchasing your first investment property or expanding an established portfolio, we help you access loan structures suited to your strategy. From a wide panel of lenders, we do the leg-work, comparing products, structuring your finance and handling the paperwork from application through to settlement, so you can focus on your investment goals.
Types Of Investment Loans
Interest-Only Loans
Interest-only investment loans let you pay only the interest portion for an agreed period, keeping repayments lower during the interest-only term. Investors often use this structure to manage cash flow and maximise borrowing capacity, though repayments increase once the interest-only period ends.
Fixed & Variable Rate Options
Investment loans come with fixed, variable or split rate options. Fixed rates give repayment certainty; variable rates offer flexibility and features like offset accounts. We help you weigh the trade-offs against your circumstances.
Equity Release / Refinancing
If you’ve built equity in an existing property, releasing it can provide a deposit for your next investment purchase without selling. We help you assess how much usable equity you have and structure refinancing to fund portfolio growth.
SMSF Loans
Self-managed super fund loans allow eligible SMSFs to borrow to purchase investment property under a limited recourse borrowing arrangement. These loans have specific rules and lender requirements. We can guide you through the process and refer you to your financial and legal advisers where appropriate.